Resources and tax calculators
Free tools for the 2026/27 tax year. Work out roughly what you’ll pay, check the current rates, and find the HMRC services you use most.
Tax calculator
For England, Wales and Northern Ireland. Scotland has its own Income Tax rates. Doesn’t include student loans, pension contributions, dividends or other income.
- Tax-free Personal Allowance
- £12,570
- Income Tax at 20%
- £6,486
- Income Tax at 40%
- £0
- National Insurance
- £2,594
- Total tax and NI
- £9,080
You keep
£35,920
£2,993 a month · 20.2% paid in tax and NI
2026/27 tax year. These figures are estimates for guidance only and are not tax advice.
Rates for 2026/27
Income Tax
England, Wales and Northern Ireland
| Personal Allowance | Up to £12,570 | 0% |
|---|---|---|
| Basic rate | £12,571 to £50,270 | 20% |
| Higher rate | £50,271 to £125,140 | 40% |
| Additional rate | Over £125,140 | 45% |
National Insurance
Employees and employers (Class 1), self-employed (Class 4)
| Employees | £12,570 to £50,270 | 8% |
|---|---|---|
| Self-employed | £12,570 to £50,270 | 6% |
| Both | Over £50,270 | 2% |
| Employers | Over £5,000 | 15% |
Corporation Tax and VAT
Companies and VAT-registered businesses
| Small profits rate | Up to £50,000 | 19% |
|---|---|---|
| Main rate | Over £250,000 | 25% |
| VAT standard rate | Register over £90,000 | 20% |
Stamp Duty and Capital Gains Tax
Stamp Duty for England and Northern Ireland; residential rates
| Stamp Duty | Up to £125,000 | 0% |
|---|---|---|
| Stamp Duty | £125,001 to £250,000 | 2% |
| Stamp Duty | £250,001 to £925,000 | 5% |
| Additional property | On top of each band | +5% |
| Capital Gains Tax | Tax-free allowance £3,000 | 18% / 24% |
Key dates
Useful links
- File your Self Assessment tax return
- Pay your Self Assessment tax bill
- Your HMRC personal tax account
- Check your National Insurance record
- Making Tax Digital for Income Tax
- Register for VAT
- Pay employers' PAYE
- Search the Companies House register
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